Life Insurance Options for Expats
Safeguard your family’s financial well-being, including mortgage payments, in case of your death or critical illness while residing outside the UK.
LIFE INSURANCE OPTIONS FOR EXPATS
Historically, British expats had limited life insurance options, typically finding coverage for a maximum of 10 years with higher premiums compared to UK residents. This meant reapplying for coverage every decade, often at increased costs. However, the landscape has evolved.
BRITISH EXPATS CAN NOW APPLY FOR:
- Life Cover for UK Mortgages: Protection specifically for mortgage repayments in the UK
- Level Life Cover: Coverage for up to 40 years or more, providing a fixed benefit amount
- Decreasing Life Cover: Coverage for up to 40 years or more, with the benefit amount reducing over time, usually aligned with a repayment mortgage
- Whole of Life Cover: Lifetime protection ensuring a payout no matter when you pass away
SECURING AFFORDABLE LIFE COVER
In most situations, we successfully find life insurance that meets people’s needs at affordable rates. If you reside in a country considered relatively safe, the premiums we can secure for you might be similar to those you would pay in the UK.
SPEAK TO AN INSURANCE ADVISER
Discuss your life insurance options with one of our advisers today, or if you already know what you need, request a quote directly below.
GET A QUOTE
If you’re certain about the coverage you require, request a quote here, and we’ll find the best available options for you.
It’s crucial to provide full and honest answers to all relevant questions during the application process.
